At Southcoast Health System FCU we offer two types of share draft accounts:

Bonus Checking
There is no service charge if you maintain a minimum daily balance of $200. Balances that fall below $200 pay a monthly service charge of $3.50. Dividends are paid monthly.

Free Checking
No minimum balance, no monthly service charge, no dividend.


The initial deposit for both accounts is $15 and overdraft charges apply.


There are no 'per check' charges so you can write all the checks you want without incurring fees.