Savings Rates
Rates effective October 01, 2024
Shares | Dividend Rate | APY* |
|---|---|---|
$25 minimum to maintain membership in the Credit Union | 0.03% | 0.03% |
Dividends will be paid on balances over $50 |
Club Accounts | Dividend Rate | APY* |
|---|---|---|
Christmas Club - $5 fee applies to early withdrawal | 0.03% | 0.03% |
Vacation Club |
Share Drafts | Dividend Rate | APY* |
|---|---|---|
Bonus - $200 minimum or $3.50 monthly fee will be charged | 0.03% | 0.03% |
Free - $0 minimum No monthly service charge | 0.0% | 0.00% |
Tiered Savings/Money Market Accounts | Dividend Rate | APY* |
|---|---|---|
Variable rate - Rate may change after account opening | ||
Balance | ||
1,000.00 - 2,499.99 | 0.03% | 0.03% |
2,500.00 - 9,999.99 | 0.05% | 0.05% |
10,000.00 - 24,999.99 | 0.10% | 0.10% |
25,000.00 - 99,999.99 | 0.15% | 0.15% |
>100,000.00 | 1.50% | 1.50% |
Share/IRA Certificates | Dividend Rate | APY* |
|---|---|---|
$500 minimum | ||
** 1 Year | 3.00% | 3.00% |
** 2 Year | 3.50% | 3.50% |
** 3 Year | 3.75% | 3.75% |
4 Year | 0.65% | 0.65% |
5 Year | 0.75% | 0.75% |
* Annual percentage yield
Rates are subject to change without notice. Dividends Compound Monthly on all accounts. Early withdrawal penalty may apply on Share/IRA Certificates. On terms of one year or less, the penalty imposed will be equal to three months dividends on the amount withdrawn subject to penalty. On terms of more than one years the penalty imposed will be equal to six months dividends on the amount withdrawn subject to penalty. Fees may reduce the earnings on accounts. Request further information regarding any fees and terms applicable to advertised accounts. Refer to our current Fee Schedule for additional information.